Wednesday, June 19, 2013

Covering Dallas, Monmouth, Independence, Falls City and surrounding areas since 1868

Mortgage assistance program available

State program will cover up to $20,000 or one year of payments

June 20, 2012

POLK COUNTY -- Those who are unemployed and struggling to pay their mortgage can receive assistance from a state program providing payments for up to a year.

The Mortgage Payment Assistance program, administered through Oregon Housing and Community Services, is available to homeowners receiving unemployment benefits at the time of applying. The program will cover payments for one year or up to $20,000, whichever comes first.

The goal of the program is to prevent foreclosures while homeowners look for work. Applicants don't need to be delinquent or in default on their mortgages to apply.

The program only applies to first mortgages.

Homeowners can start the process with the program's online eligibility exam at www.oregonhomeownerhelp.org. Polk Community Development Corporation (Polk CDC), 657 Main St., Dallas, will also process applications and provide general assistance.

Application slots are available every other Wednesday, starting at noon until full. The next application cycle begins June 27.

Homeowners can check the availability schedule at the MPA-U program website: www.oregonhomeownerhelp.com/en/homeowner-education-program/mpa-program. If application slots are not available, homeowners are encouraged to try during the next application cycle.

Those without Internet access can visit their local WorkSource Oregon Center at 580 Main St., Suite B, their nearest public library or Polk CDC for computer and printer use. Prospective applicants can also call the offices of the Oregon Homeownership Stabilization Initiative at 503-986-2025 for application support.

For more information: Kelli Burnham at Polk CDC at 503-831-3173.

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