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If you have worked hard and saved money all your life you may have over $250,000 in a bank. Or, maybe one of these days you might if you keep working and saving.

In previous columns, I have talked mainly about emissions of greenhouse gases from electricity use and driving, and simple ways we as individuals can contribute to the reduction of these emissions. For example, turn off unused lights, don’t let your car idle, and buying solar electric system…

This Guest Opinion section has run many articles on climate change. Most, if not all, do not challenge media-accepted views. The earth’s more rapid warming appears to be a fact. “The 10 warmest years in historical record all occurred since 2010,” according to a January 2023, article by the N…

In previous columns, I have discussed numerous actions that we can take as individuals to make a positive difference for our climate. We have also talked about the many opportunities now available with the Inflation Reduction Act to save money while we save energy and address climate change.…